Defined Benefit Section - Crediting Rates 

Earning and Crediting Rates from 1 July 2020 to 30 June 2021

 

The Crediting Rate applied to members' Basic Accounts in the Fund's Defined Benefit Section is the actual Net Earning Rate (which may be positive or negative). It is declared monthly. The Crediting Rates from 1 July 2020 were:

 

Month Rate
July 2020 .75%
August 2020 2.07%
September 2020 -1.44%
October 2020 1.01%
November 2020 7.03%
December 2020 0.77%
January 2021 0.64%
February 2021 0.91%
March 2021 2.37%
April 2021 2.96%

 


The Crediting Rate for the period from 1 July 2020 to 30 April 2021 was 18.1928%.
 

 

Interim crediting rates are used to calculate resignation benefits for members who leave during a month.

 

 

 

Earning and Crediting Rates from 1 July 2012 to 30 June 2020

 

Period Rate
1 July 2012 to 30 June 2013 15.52%
1 July 2013 to 30 June 2014 10.84%
1 July 2014 to 30 June 2015 5.40%
1 July 2015 to 30 June 2016 3.90%
1 July 2016 to 30 June 2017 4.88%
1 July 2017 to 30 June 2018 4.45%
1 July 2018 to 30 June 2019 5.50%
1 July 2019 to 30 June 2020 -2.57%

 

 

 

History of Earning and Crediting Rates prior to 1 July 2012

 

View the History of Earning and Crediting Rates.

This information has been prepared by Holden Employees Superannuation Fund Pty Ltd ABN 26 065 656 948, for general information only. The information does not take into account your personal objectives, financial situation or needs. Therefore, you should not act on this information if you have not considered the appropriateness of this information to your personal objectives, financial situation and needs. You should consult a licensed or appropriately authorised financial adviser before making any financial decision.

24 May 2021